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Beachwood Office (216) 359-5580 Open Geo Locator

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25201 Chagrin Boulevard
Suite 120
Beachwood, OH 44122

Phone: (216) 359-5580
Fax: (216) 359-5581

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  • Beachwood Office
    25201 Chagrin Boulevard, Suite 120 - Beachwood

  • Chardon Office
    348 Center Street P.O Box 1078 - Chardon

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    3450 Niles-Cortland Road - Cortland

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    6215 Perimeter Drive - Dublin

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    8058 State Street - Garrettsville

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    8373 Mentor Avenue - Mentor

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    10519 Main Street, P.O. Box 648 - Mantua

  • Middlefield - Main Branch Office
    15985 East High Street, P.O. Box 35 - Middlefield

  • Middlefield - West Branch Office
    15545 West High Street. P.O. Box 35 - Middlefield

  • Newbury Office
    11110 Kinsman Road, P.O. Box 208 - Newbury

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    30 South Maple Street, P.O. Box 66 - Orwell

  • Plain City Office
    490 South Jefferson Avenue - Plain City

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    10628 Sawmill Parkway - Powell

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    6134 Kruse Drive - Solon

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    492 West Cherry Street - Sunbury

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    2351 Edison Boulevard, P.O. Box 560 - Twinsburg

  • Westerville Office
    17 North State Street - Westerville

Contact Us

Dividend Reinvestment

Middlefield Banc Corp

For our valued shareholders

Dear Valued Shareholder of Middlefield Banc Corp.:

We are pleased to send you this prospectus describing our recently revised Dividend Reinvestment Plan.  Through the Plan, you may purchase additional shares of Middlefield Banc Corp. common stock using cash dividends that you receive on your shares of common stock.  You may also make optional cash payments under the Plan, which will also be invested in Middlefield Banc Corp. common stock.  We reserve the right to suspend, modify, or terminate the Plan at any time.

We recently made some changes in the Dividend Reinvestment Plan.  The changes include but are not limited to these:

  • we allow for partial reinvestment of cash dividends if and only if the Plan participant reinvests at least 10% of the cash dividends
  • the annual limit on the optional cash contributions that a Plan participant may make for purchases of shares under the Plan is increased to $50,000
  • a Plan participant may make optional cash contributions if and only if the participant is enrolled for full dividend reinvestment or if the participant is enrolled for partial reinvestment of at least 10% of the participant’s cash dividends
  • optional cash payments will be invested monthly
  • a Plan participant may arrange with the Plan Administrator for sale of shares held in the Plan account

The prospectus provides complete details of the Plan in simple question and answer form.  We recommend that you review the description of the Plan carefully and that you retain this prospectus for future reference. 

Download the Prospectus     Download the Authorization Card

If you are already enrolled in the Plan and you do not wish to change your enrollment, you do not have to take any action.  If you are not enrolled in the Plan but you wish to do so, you may enroll online or download an enrollment form at  If you do not participate in the Plan, you will continue to receive checks for your dividends as they are declared and paid.

Middlefield Banc Corp. reserves the right to refuse to register or qualify its common stock or the offer or sale of the common stock in any state or jurisdiction if, in Middlefield Banc Corp.’s sole judgment, the burden or costs of registration or qualification are excessive.  You will not be eligible to participate in the Plan if you reside in a state or jurisdiction in which it is unlawful for Middlefield Banc Corp. to permit your participation.  The accompanying prospectus does not constitute an offer to sell or a solicitation of an offer to buy any securities in any jurisdiction or to any person in which or to whom it is unlawful to make such offer or solicitation.


Thomas G. Caldwell
President & Chief Executive Officer