Insurance Services
Feeling financially secure is about more than living your dreams. It’s also about being prepared when things go wrong.
Through MB Investment Services' life and long-term care insurance offerings, we help you be prepared for the unpleasant so you can focus more on living your life to the fullest.
Term and Permanent Life Insurance
Our insurance professionals can walk you through the various types of life insurance we offer and the pros and cons of each
- Term Life
- Permanent Life
- Whole Life
- Universal Life
- Irrevocable Life Insurance Trust (ILIT)
- 1035 Exchange
This material contains only general descriptions and is not a solicitation to sell any insurance product or security. For information about specific insurance needs or situations, contact your insurance agent. This article is intended to assist in educating you about insurance generally and not to provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs.
Long-Term Care Insurance
Long-term care insurance helps protect you and your family. If you have a degenerative condition, suffer a prolonged illness or any condition that requires comprehensive care, long-term care insurance helps cover the cost of your care.
As people live longer, financial security becomes more important. The chances of living in a nursing home or long-term care facility for a period of time also increase with age. While Medicare and Medicaid are suited for shorter stays, long-term insurance is ideal for stays that can incur a bill of $100,000 or more.
Who should consider long-term care insurance?
Individuals age 50-70 who are relatively healthy with assets worth preserving.
Individuals with a family history of Alzheimer’s, Parkinson’s or cancer.
Those who come from families with a history of living to an old age.
MB Investment Services' professionals can help start the conversation about long-term care insurance, as well as help you identify what to look for in a policy.
Contact us today to set up an appointment with one of our professionals, or contact them directly using the information found here.
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Contact MeTom Hart
Financial Consultant
MB Investment Services
Locations: Cortland Office, Garrettsville Office, Middlefield - Main Branch Office, Orwell Office
Phone: (440) 632-3444
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Contact MeJennifer Pazicni
Financial Consultant
MB Investment Services
Locations: Chardon Office, Middlefield - Main Branch Office, Middlefield - West Branch Office
Phone: (440) 632-8178
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Contact MeBruce Roby
Financial Consultant
MB Investment Services
Locations: Dublin Office, Kenton Office, Marysville Office, Plain City Office, Powell Office, Sunbury Office, Westerville Office
Phone: (614) 330-5177
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Contact MeRic Rotolo
Financial Consultant
MB Investment Services
Locations: Beachwood Office, Dublin Office, Mantua Office, Newbury Office, Plain City Office, Powell Office, Solon Office, Sunbury Office, Twinsburg Office, Westerville Office
Phone: (216) 359-5526
Check the background of investment professionals associated with this site on FINRA's BrokerCheck 
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL Financial or its licensed affiliates. The Middlefield Banking Company and MB Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL Financial offer services using MB Investment Services, and may also be employees of The Middlefield Banking Company. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, The Middlefield Banking Company or MB Investment Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value |
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The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
The Middlefield Banking Company or MB Investment Services (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.