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Frequently Asked Questions

Mortgage Center

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Instructions – Click on any heading and it will take you to a new page where the Frequently Asked Questions for that topic are listed.

Loan Programs, Rates & Fees

When it comes to home financing, there are many different options to choose from. Here is some information to help you.

Your Application

Applying for a mortgage can be very scary. You're asked specific details about your income, assets, and debts. Here we will give you information that will let you know how that information is used when applying for a mortgage.

Your Property

When you buy or refinance a home, the property is used as collateral for the loan. Let's see what the lender is looking for and why.

Closing & Beyond

Your loan has been approved and your loan closing date has been set! Now what are you to expect at closing and what happens after closing. We also have an article in our resouces "Buying Your Home - Settlement Costs and You" which will give you a clear understanding of closing costs.


There are many financial decisions involved in purchasing a home. The calculators we provide here can help you make some of those decisions.


Lots of unfamiliar terms that get tossed around during the mortgage process shouldn't worry you. Here is a glossary to help you get a better grasp of any terms that may be less than clear.

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