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Beachwood Office (888) 801-1666 Open Geo Locator

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25201 Chagrin Boulevard
Suite 120
Beachwood, OH 44122

Phone: (216) 359-5580
Fax: (216) 359-5581

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  • Beachwood Office
    25201 Chagrin Boulevard, Suite 120 - Beachwood

  • Chardon Office
    348 Center Street P.O Box 1078 - Chardon

  • Cortland Office
    3450 Niles-Cortland Road - Cortland

  • Dublin Office
    6215 Perimeter Drive - Dublin

  • Garrettsville Office
    8058 State Street - Garrettsville

  • Lake County Loan Production Office
    8373 Mentor Avenue - Mentor

  • Mantua Office
    10691 Main Street - Mantua

  • Middlefield - Main Branch Office
    15985 East High Street, P.O. Box 35 - Middlefield

  • Middlefield - West Branch Office
    15545 West High Street. P.O. Box 35 - Middlefield

  • Newbury Office
    11110 Kinsman Road, P.O. Box 208 - Newbury

  • Orwell Office
    30 South Maple Street, P.O. Box 66 - Orwell

  • Plain City Office
    490 South Jefferson Avenue - Plain City

  • Powell Office
    10628 Sawmill Parkway - Powell

  • Solon Office
    6134 Kruse Drive - Solon

  • Sunbury Office
    492 West Cherry Street - Sunbury

  • Twinsburg Office
    2351 Edison Boulevard, P.O. Box 560 - Twinsburg

  • Westerville Office
    17 North State Street - Westerville

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Middlefield-Bank-Secure-Rewards-Checking

Security and Savings Have Never Been This Simple!

Secure Rewards Checking makes it simple to keep your finances safer and take advantage of smart discounts on financial services and everyday purchases.

Ready to open your Secure Rewards Account? Open it Online Today!

Open Online Today

  • IDProtect® Identity Theft Monitoring and Resolution Service¹ : Help better protect yourself and your joint account owners with our identity theft and resolution service that includes credit file monitoring, access to credit report and scores², monitoring of over 1,000 public databases, identity theft expense reimbursement³, fully managed resolution services, and more.
  • Cellular Telephone Protection³: Receive up to $400 of replacement or repair costs if your eligible cell phones are stolen or damaged. (Cellular telephone bill must be paid using your Secure Rewards Checking account.)
  • Debit Advantage®: Buyers Protection³ covers items for 90 days from the date of purchase against accidental breakage, fire or theft. Extended Warranty³ extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with this account for coverage.)
  • Roadside Assistance Service³: 24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence. Maximum of two reimbursement claims per twelve-month period
  • Travel and Leisure Discounts: Money-saving discounts from thousands of local and national businesses – redeem and print coupons online or access discounts from a mobile device. (available online only)
  • Health Discount Savings: Enjoy savings on vision, prescriptions, and dental services. This is NOT insurance. (registration/activation required)
  • Financial Features: Enjoy all of the features included in our rewards checking accounts, plus you are eligible to receive $100 off origination fees on MB consumer installments loans.

Click Go to Benefits to enroll or access your benefits as a current Secure Rewards Account Holder (external link):

Middlefield Bank Secure Rewards Checking Details and Benefit Enrollment


A $5.95 monthly service fee applies, but can be waived for accounts maintaining a $5,000 or more in average daily balances. The monthly service fee is reduced to $3.95 for Seniors (ages 62+) and Students (ages 16-24). Monthly paper statements are available for $2.00.


1. Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.


2. You will have access to your credit report and score provided your information has been verified by the Credit Reporting Agency (CRA). Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.


3. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or bank affiliate.