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Buying a home may be a common practice for the average American, but it is not a simple one. This is especially true if you are new to the game and have yet to learn the ins and outs of the process. No need to worry, we have plenty of experience from our years in the home buying business and are willing to share the best-kept secrets on the market! 1. Start Today If buying a new home seems far into your future, that means you are in the perfect position to prepare. Often, many have dreams of...
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As you begin to write your to-do list of cleaning your home this spring, it’s time to add another section to your list: finances. You wouldn’t believe how helpful it is to do a deep cleaning of your finances every spring. It can contribute to increased feelings of determination and confidence in all areas of your life. Here are the 4 best cleaning moves to add to your list! Review Your Debt Unfortunately, too many people try to turn away from realizing their total amount of debt....
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Over the years, we put away money for important events such as a baby, college tuition, a new car or house. Those tangible items make it worth the amount we set aside. However, retirement is a harder concept to grasp, as it is far off into the future. For this reason, we wanted to help shed some light on how much is actually enough when saving for retirement. How much do I save at my age? Trying to figure out how much to save at any age can be tough, especially when saving for other items....
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Enjoy the winter wonderland happening outside with your family! Don’t stay cooped up in the house all day - find something fun to do. Create quality time with those close to you with a few of the below ideas from The Middlefield Banking Company. Build a Snowman Frosty isn’t going to build himself. Get the kids outside and moving with this fun idea. See who can build a bigger snowman or have a competition to find out who the best fort builder is. Then, have a snowball fight! Encourage...
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It’s nearly unavoidable to have some semblance of a social life if you are not using technology to connect with the outside world. From social media and texting to phone applications, we are always connected. Many are uninformed of how to maintain this social connection while at the same time protecting themselves from the most basic security threats. We are combating this by busting the most common notions or myths about cybersecurity. MYTH: Hackers aren’t interested in what I have. If...
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With winter at full force, heating bills will begin to skyrocket. The typical family spends an average of $2,200 per year on utilities, according to the Energy Department. To cut costs and crush your saving goals, The Middlefield Banking Company offers some simple ways to save on your energy bill. Wash Clothes On Cold About 90% of the energy the washing machine uses goes towards heating the water. Not only will your clothes still get clean when washing them in cold water, but they’ll...
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