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Beachwood Office (216) 359-5580 Open Geo Locator

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25201 Chagrin Boulevard
Suite 120
Beachwood, OH 44122

Phone: (216) 359-5580
Fax: (216) 359-5581

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  • Beachwood Office
    25201 Chagrin Boulevard, Suite 120 - Beachwood

  • Chardon Office
    348 Center Street P.O Box 1078 - Chardon

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    3450 Niles-Cortland Road - Cortland

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    6215 Perimeter Drive - Dublin

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    8058 State Street - Garrettsville

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    8373 Mentor Avenue - Mentor

  • Mantua Office
    10519 Main Street, P.O. Box 648 - Mantua

  • Middlefield - Main Branch Office
    15985 East High Street, P.O. Box 35 - Middlefield

  • Middlefield - West Branch Office
    15545 West High Street. P.O. Box 35 - Middlefield

  • Newbury Office
    11110 Kinsman Road, P.O. Box 208 - Newbury

  • Orwell Office
    30 South Maple Street, P.O. Box 66 - Orwell

  • Powell Office
    10628 Sawmill Parkway - Powell

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    6134 Kruse Drive - Solon

  • Sunbury Office
    492 West Cherry Street - Sunbury

  • Twinsburg Office
    2351 Edison Boulevard, P.O. Box 560 - Twinsburg

  • Westerville Office
    17 North State Street - Westerville

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Resources & Checklist

Home Mortgage Resources & Checklist

Prepare for Your Application

Create a plan for success

There are many parts to getting a mortgage. And we’re here to simplify it as much as possible.

Our mortgage-related resources will help you better prepare for your application and interactions with our team. From gathering the right documents to ensuring you’ve thought through down payment scenarios, you’ll find what you need to plan for success.

 

Our Own Mortgage-Related Resources

Mortgage Shopping Worksheet (PDF)

 

Mortgage Checklist

Note: documentation not required until receipt of loan estimate and intent to proceed is provided.

All Home Loans

Home Purchases

Mortgage Refinance

Construction Mortgage

$350 application fee (excludes home equity applications)

 

If not self-employed:

  • W-2s for the most recent two years
  • Year-to-date income on two most recent pay stubs

 

If self-employed:

  • 1099 for last two years with K-1 (if available)
  • Last two years of individual & corporate tax returns (all schedules)
  • YTD profit & loss (does not have to be accountant prepared)

 

If rental income, we need the past two years’ tax returns and current lease

 

Bank statement- most recent two months (all pages)

 

Gift letter completed and signed

 

One form of primary ID OR two forms of secondary ID

All of the items from the “All Home Loans” section

 

Copy of the fully executed purchase agreement with all addendums. Ensure it is signed and dated by all parties

 

Contact information for a Real Estate Agent if one is involved.

 

Homeowners insurance information (flood insurance needed if applicable)

All of the items from the “All Home Loans” section

 

A copy of the Mortgage Bank Statement for all loans on subject property

 

Copy of prior title work (could save money at closing)

 

Homeowners insurance information (flood insurance needed if applicable)

 

If improvements are being completed:

  • Breakdown of the improvement(s)
  • Materials cost list
  • Drawings if expanding or adding
  • All bids supporting the work

All of the items from the “All Home Loans” section

 

DO NOT START ANY WORK before your mortgage is filed unless you have permission (title insurance issue which could hold up your closing for up to 6 months)

 

Purchase contract for land or legal description of the property with new address

 

If refinancing, a copy of prior title work with legal description and settlement from title company

 

Completed building package including:

  • Construction cost breakdown
  • Materials list
  • Blueprints
  • ALL BIDS to support the completion of the project

 

Contract with builder (if applicable)

 

Homeowners insurance information (flood insurance needed if applicable)

 

 

Online Mortgage Resources

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