Mortgage Calculator

Figure out how much home you can afford with Middlefield Bank’s mortgage calculator. Enter the mortgage amount, the terms in years, and the interest rate. You can also factor in any planned prepayments. The calculator will crunch the numbers and spit out a graph showing how much you’ll pay in principal and interest over the term. You can adjust the numbers accordingly, then use this information as a baseline when you begin applying for a home mortgage.

At Middlefield Bank, we’re dedicated to helping you attain the home of your dreams, so we’ve developed additional resources to enable you to reach your goal. We have a mortgage shopping worksheet you can print as a PDF and use to compare terms between lenders. It also includes a list of questions you may not have thought of and can use as prompts Our handy mortgage checklist clearly spells out all of the steps you need to take, including costs. If you’d like to learn more about mortgage options available from Middlefield Bank, schedule a meeting with one of our mortgage lending officers or visit our website.