the financial steps.
that change lives and make dreams come true…
It’s the great American dream to own property, own a home and live free. How grateful we all are to be a part of that dream.
As a Community Bank doing business in Geauga, Portage, Ashtabula, Trumbull, Franklin, and Lake Counties, The Middlefield Banking Company is keenly aware of our responsibility. It has been our great privilege to provide financing for home ownership for over 100 years. While the products change dramatically, the basic principles remain the same. We do our best to get a prospective homeowner financed.
- Construction Loans
Construction to permanent - construction periods of up to 12 months
- Lot Loans
For the purchase of vacant land, including large parcels
- Residential Loans
- Non-Conventional Properties
competitive, flexible and convenient.
with the ability to be flexible.
The Middlefield Banking Company offers both Fixed Rate and Adjustable Rate loans with competitive rates and fees. We also offer interest rate locks up to 60 days. We encourage indepth comparison of our Annual Percentage Rates against those of our competitors, including mortgage companies. Our closing costs and fees combined with competitive interest rates means better loan value for our customers.
A major advantage of dealing with The Middlefield Banking Company is our ability to be flexible. Initiating our simple application process consists of a loan application ... pretty simple. Sound banking decisions are made by remembering where we came from – generations of honest people banking on the American dream.