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Beachwood Office (216) 359-5580 Open Geo Locator

Your Preferred Branch

Beachwood Change Location

25201 Chagrin Boulevard
Suite 120
Beachwood, OH 44122

Phone: (216) 359-5580
Fax: (216) 359-5581

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  • Beachwood Office
    25201 Chagrin Boulevard, Suite 120 - Beachwood

  • Chardon Office
    348 Center Street P.O Box 1078 - Chardon

  • Cortland Office
    3450 Niles-Cortland Road - Cortland

  • Dublin Office
    6215 Perimeter Drive - Dublin

  • Garrettsville Office
    8058 State Street - Garrettsville

  • Lake County Loan Production Office
    8373 Mentor Avenue - Mentor

  • Mantua Office
    10519 Main Street, P.O. Box 648 - Mantua

  • Middlefield - Main Branch Office
    15985 East High Street, P.O. Box 35 - Middlefield

  • Middlefield - West Branch Office
    15545 West High Street. P.O. Box 35 - Middlefield

  • Newbury Office
    11110 Kinsman Road, P.O. Box 208 - Newbury

  • Orwell Office
    30 South Maple Street, P.O. Box 66 - Orwell

  • Powell Office
    10628 Sawmill Parkway - Powell

  • Solon Office
    6134 Kruse Drive - Solon

  • Sunbury Office
    492 West Cherry Street - Sunbury

  • Twinsburg Office
    2351 Edison Boulevard, P.O. Box 560 - Twinsburg

  • Westerville Office
    17 North State Street - Westerville

Contact Us

Checking Accounts

Home Personal Checking

Simple is Powerful

Accounts built for life.

Simplify Checking

Your checking account is the foundation of your financial life.

That’s why we’ve designed all of our accounts to fit with various phases of your life.

From simple to interest-bearing accounts, we focus on maximizing every hard-earned dollar in your account.


Features of All Checking Accounts

All of our checking accounts come with access to the following convenient services.

  • ATM and Debit Cards. Make online or in-person purchases easily, and access cash easily when you need it. 
  • Online Switch Kit. We make switching banks convenient! Get started with our online Switch Kit.
  • Overdraft Protection*. Link your checking account to a savings account or line of credit to eliminate accidental overdrafts.
  • Direct Deposit. Have your paycheck deposited directly to your checking account on payday.
  • Online & Mobile Banking. Stay on top of your checking account balances from home or wherever you go!
  • E-Banking Services – e-Statements, Bill Pay, mobile check deposit & Person to Person payments with Popmoney®
  • Card Valet® Debit Card Management App, allows you to control your card, turn off/on and more.
  • Digital Wallet. Add your debit card to your Apple Pay®, Samsung Pay®, or Google Pay® to make on and offline purchases.
  • Text Alerts (Notifi) Real time alerts for account activity. 

*Transfer limit, fee and annual credit line fees apply. Subject to credit approval.

Checking IconOnline Banking img

Online &
Mobile Banking

 

Take Your Accounts Online

online banking img
Take Your Accounts Online

Choose the right checking account for you!

Once you know which account you want, use our online Deposit Account Application to start the opening process.

Deposit Account Application

 

Rewards Checking

 

Cash Back Rewards

Interest RewardsRelationship Rewards

Overview

With Cash Back Rewards, you can earn up to $180/year. You don’t have to worry where you’re spending or what you’re spending it on.

In Interest Rewards, the more you save, the more you earn, up to 1.25% APY.*

With Relationship Rewards, earn up to 1.50% APY on your balances when you have additional deposits or loans with us.*

Minimum to Open

$50

$50

$50

Reward Qualifications 

▼ Have at least 15 Debit MasterCard® point of sale purchases post and settle,

 

AND


▼ Spend a total of $500 or more in Debit MasterCard® point of sale purchases that post and settle, AND


▼ Do one of the following that post and settle: make a direct deposit, mobile deposit, ACH debit,
or automatic Middlefield Bank loan payment.

▼ Have at least 15 Debit MasterCard® point of sale purchases post and settle,

 

AND


▼ Do one of the following that posts and settles: make a direct deposit, mobile deposit, ACH debit, or automatic Middlefield Bank loan payment.

▼ Maintain an average daily total deposit account balance of $50,000 or more in any combination of your personal MB Money Market or Savings accounts,

 

OR


▼ Have an outstanding principal loan balance of $100,000 or more on your MB personal loans.

Earns Interest

No

Yes 

 

Yes

Fees (If above qualifications not met)

▼ A Monthly Service Fee of $5.00 will apply any month qualifications are not met.

 

▼ Monthly Service Fee is waived for first statement cycle after account opening.

▼ A Monthly Service Fee of $10.00 will apply any month qualifications are not met.

 

 

▼ Monthly Service Fee is waived for first statement cycle after account opening.


 

▼ A Monthly Service Fee of $15.00 will apply any month qualifications are not met.  

 

 

▼ Monthly Service Fee is waived for first statement cycle after account opening.


 

 

Truth in Savings Rewards Checking Disclosures (PDF)

*At our discretion, we may change the interest rate and annual percentage yield at any time including after opening a savings , checking, and IRA savings accounts. Account fees could reduce the earnings on the account.  Rates are current as of October 18th, 2019.

 

Basic Checking

 

Basic Checking

Senior CheckingStudent Checking

Overview

A basic checking account without balance requirements.

Designed for Customers aged 62 years and older.

Ideal for students aged 16-24.

Minimum to Open

$50

$50

$50

Account Requirements

▼ Does not have requirements.

▼ Requires a minimum Average Daily Balance of $1,500 or more.

 

AND

 

▼ A minimum of one Monthly Direct Deposit.

 

▼ A parent or guardian is required to be a joint account owner for students under 18.

Earns Interest

NoNoNo

Fees

▼ A Monthly Service Fee of $8.00 will be charged each statement cycle.

▼ A Monthly Service Fee of $6.00 will apply any month account requirements are not met.


 

▼ A Monthly Service Fee is waived for students aged 16-24.

Truth in Savings Additional Checking Disclosures (PDF)

Clean Slate Checking

Life Happens and sometimes you just need a fresh start! MB's Clean Slate Checking accounts can help you get back into a banking relationship, even if you've been turned down for a traditional checking account.

Clean Slate Checking 

&

Clean Slate Basic Checking

Account Overview

 

▼ Open your account with $50 Minimum Deposit. 

 

▼ No Minimum Monthly Balance Requirements. 

 

▼ E-Statements Available at no charge.

Account Features

 

▼ Check Writing (not available for Clean Slate Basic).

 

▼ Debit Card with Digital Wallet Capabilities (Use your Debit card to make purchases through Apple Pay®, Google Pay®, and Samsung Pay®).

 

▼ ATM surcharge free at MB ATMs.

 

▼ Online/Mobile Banking.

 

Graduation

 

▼ Eligible to graduate to a traditional checking account. (see disclosures below).

Truth in Savings Clean Slate Checking Disclosures (PDF)

 

Money Market Account

Diversify your money, earn a great rate and keep it accessible in this limited activity account.

View our latest rates here.

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