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Beachwood Office (216) 359-5580 Open Geo Locator

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Beachwood Change Location

25201 Chagrin Boulevard
Suite 120
Beachwood, OH 44122

Phone: (216) 359-5580
Fax: (216) 359-5581

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  • Beachwood Office
    25201 Chagrin Boulevard, Suite 120 - Beachwood

  • Chardon Office
    348 Center Street P.O Box 1078 - Chardon

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    3450 Niles-Cortland Road - Cortland

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    6215 Perimeter Drive - Dublin

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    8058 State Street - Garrettsville

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    8373 Mentor Avenue - Mentor

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    10691 Main Street - Mantua

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    15985 East High Street, P.O. Box 35 - Middlefield

  • Middlefield - West Branch Office
    15545 West High Street. P.O. Box 35 - Middlefield

  • Newbury Office
    11110 Kinsman Road, P.O. Box 208 - Newbury

  • Orwell Office
    30 South Maple Street, P.O. Box 66 - Orwell

  • Plain City Office
    490 South Jefferson Avenue - Plain City

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    10628 Sawmill Parkway - Powell

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    6134 Kruse Drive - Solon

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    492 West Cherry Street - Sunbury

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    2351 Edison Boulevard, P.O. Box 560 - Twinsburg

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    17 North State Street - Westerville

Contact Us
 

Middlefield-Bank-Rewards-Checking

MIDDLEFIELD BANK REWARDS CHECKING

Choose to get rewarded in Cash Back, Interest, or Earn More Interest with Relationship RewardsOpen an account at your nearest branch today!

 

Which Account is Right for You?

 

Cash Back Rewards

Interest RewardsRelationship Rewards

Overview

With Cash Back Rewards, you can earn up to $180/year. You don’t have to worry where you’re spending or what you’re spending it on.

With Interest Rewards, the more you save, the more you earn up to 0.25% APY.*

With Relationship Rewards, earn up to 0.35% APY on your balances when you have additional deposits or loans with us.*

Earnings 

Tiers 

N/A

Tier 1: average daily balance is $25,000.00 or less will be 0.25% with 0.25% APY.

 

Tier 2: An interest rate of 0.10% will be paid only for that portion of your average daily balance $25,000.01 or more resulting in an APY ranging from 0.25% to 0.14% depending on the account’s balance (assuming a maximum account balance of $100,000). 

 

If qualifications are not met 0.10% APY is paid on all balances.

Tier 1: average daily balance is $50,000.00 or less will be 0.35% with 0.35% APY.

 

Tier 2: An interest rate of 0.10% will be paid for the portion of your average daily balance in that is $50,000.01 or more resulting in an APY ranging from 0.35% to 0.23% depending on the balance (assuming a maximum account balance of $100,000).   

 

If qualifications are not met 0.10% APY is paid on all balances.

Minimum to Open

$50

$50

$50

Reward Qualifications 

▼ Spend a total of $500 or more in MB Debit Card point of sale purchases that post and settle,

 

AND


▼ Do one of the following that post and settle: make a direct deposit, mobile deposit, ACH debit,
or automatic Middlefield Bank loan payment.

▼ Have at least 10 MB Debit Card point of sale purchases post and settle,

 

AND


▼ Do one of the following that posts and settles: make a direct deposit, mobile deposit, ACH debit, or automatic Middlefield Bank loan payment.

▼ Maintain an average daily total deposit account balance of $50,000 or more in any combination of your personal MB Money Market, CD, or Savings accounts,

 

OR


▼ Have an outstanding principal loan balance of $50,000 or more on your MB personal loans.

Earns Interest

No

Yes 

 

Yes

ATM Refunds

N/AUp to $15/month when reward qualifications are met.Up to $15/month when reward qualifications are met.

Fees (If above qualifications not met)

▼If qualifications are not met, no monthly service fee will apply.

▼ A Monthly Service Fee of $10.00 will apply any month qualifications are not met.

 

 

▼ Monthly Service Fee is waived for first statement cycle after account opening.


 

▼ A Monthly Service Fee of $15.00 will apply any month qualifications are not met.  

 

 

▼ Monthly Service Fee is waived for first statement cycle after account opening.


 

 

Truth in Savings Rewards Checking Disclosures (PDF)

*At our discretion, we may change the interest rate and annual percentage yield at any time including after opening a savings, checking, and IRA savings accounts. Account fees could reduce the earnings on the account.  Rates are current as of September 30th, 2020.

Not seeing what you're looking for? See all of our Personal Checking Accounts HERE.

Do you have questions about MB Rewards Checking? Fill out the form below!

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