Student

Many students and their families are starting to navigate the complex world of student loans. Whether you’re just starting your college journey or looking to refinance existing loans, understanding the ins and outs of student loans is crucial. This comprehensive guide will walk you through the entire process, from applying to refinancing. Let’s dive in! Applying for Student Loans The first step in securing student loans is to complete the Free Application for Federal Student Aid...
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With the school year returning in August, the back-to-school buzz is in the air. We know that gearing up for the new academic year can be an exciting yet daunting task for college students and their parents alike. That’s why we’ve compiled a list of smart shopping strategies to help you navigate the sales and save big on dorm essentials. Budget Before You Buy Create a budget before you start shopping. List out all the items you need, from textbooks to toiletries, and allocate...
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Congratulations, recent college graduate! As you step into the exciting world beyond campus, managing your finances becomes crucial. Whether you’re starting your first job or pursuing further studies, here are some practical financial tips to help you navigate this new phase of life. 1. Find Your Budgeting Style Before receiving your first paycheck, take a moment to consider your budgeting style. Instead of following the latest trends on TikTok, grab a pen and paper. Write down your significant...
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Paying off student loans isn’t going to happen overnight – it takes time, and most importantly, discipline. There are some steps you can take to speed up the process and be debt-free sooner rather than later. If you’re in need of some advice on this subject, you’re in the right place.    1. Pay MORE than the minimum.   If you’ve only been paying the minimum, odds are you haven’t seen a whole lot of progress. Plus, the interest you’re...
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Just because your student loan payments don’t start right after you graduate, the sooner you start making payments, the better. Paying for the college student life is tricky enough, so paying off debt at the same time might seem impossible, but it’s doable with a few lifestyle adjustments. Continue reading to find out the best ways to make payments before you even graduate. Make it Automatic One of the best ways to be dedicated to setting money aside is to set up automatic payments....
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Whether you’ve had children head off to college in the past or this is your first child to do so, these financial tips are a great refresher for everyone. College students are known to live off of very little money, but there are ways to change that. Going into college with a financial plan will help your child avoid worrying about money while in school and can lower the amount of debt he or she might...
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Extreme amounts of debt can weigh heavy on your shoulders. It has been found that extreme amounts of debt are linked to higher rates of suicide and depression. This is why it’s so important to have an understanding of good debt vs. bad debt and how you can go about paying back your debt efficiently.  Don’t Let it Define Your Life You, of course, want to have your debt paid off as soon as possible. However, letting it define the value of your life is counterintuitive to being...
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School is back! While you’re working on gathering those final school supplies, be sure you aren’t overspending on some of the essentials. We’re here to give a little advice on ways you can save on supplies, while making sure you still get everything needed that’s left on your list. Re-use Start by shopping at home. You have drawers full of unused highlighters and almost-new pencils. Yes, your child may whine that they NEED the new 144 pack of crayons, but they will be...
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While college remains one of the best ways you can invest in yourself and your future, it doesn’t change the fact that the costs of attending college only continues to grow. Focusing on your education should be your top priority while you’re in school. However, developing strong saving habits can not only cut costs while you’re attending college, but those habits can also help you be more responsible with your money once you’ve graduated. Set a Budget While this may...
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