Family

The holidays set back many Americans into debt every year. Last year, the average incurred per person was around $1,000. It’s never too early to start deciding what your holiday budget will be so that you aren’t fretting over overwhelming debt in the new year. If you haven’t set up a budget before, the holidays are a perfect place to start.  1. Start with what you have.  Every budget should begin by calculating what you have. This means having an exact tally on what...
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School is back! While you’re working on gathering those final school supplies, be sure you aren’t overspending on some of the essentials. We’re here to give a little advice on ways you can save on supplies, while making sure you still get everything needed that’s left on your list. Re-use Start by shopping at home. You have drawers full of unused highlighters and almost-new pencils. Yes, your child may whine that they NEED the new 144 pack of crayons, but they will be...
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Blankets, gliders and toys galore - the list of items you need for your baby’s arrival seem like a mile long. The good news is that while some items like diapers and wipes are essential, baby can get along just fine without the matching crib and dresser set. What’s more important is planning for the days ahead. From braces to college, you can give your child a head start in life by saving for their future now. Here are some ways to start bulking up the savings! Get Insured Insurance...
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Enjoy the winter wonderland happening outside with your family! Don’t stay cooped up in the house all day - find something fun to do. Create quality time with those close to you with a few of the below ideas from The Middlefield Banking Company. Build a Snowman Frosty isn’t going to build himself. Get the kids outside and moving with this fun idea. See who can build a bigger snowman or have a competition to find out who the best fort builder is. Then, have a snowball fight! Encourage...
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