Budget

Conduct A Closet Cleanout  Spring is a time for cleaning, so why not address your closet? As the warmer weather comes, we are reaching for the sweaters less and less. It’s a great idea to do a deep dive into what you have in your closet so you can get rid of items you’ve not worn in ages as well as find some items you forgot you had. Decrease your urge to purchase new by organizing what you have in a way you can easily see all your options to pick from. You most definitely will...
Read More

Spring is here and that means we’ve got some spring cleaning to do! This year, you’ll want to be sure to add ‘budget’ to your to-do list. Spend some time doing a deep dive into your finances and budget plan to boost determination for the rest of the year. Give yourself a budget refresh with these 4 tips.    1. Review and Refresh   Reviewing and refreshing your budget is something that should be done periodically. Life changes, there are new expenses,...
Read More

Thinking of selling your home shortly? We’re here to share some easy springtime renovations to provide you with the greatest return on your investment. Spring cleaning is lots of fun, but a spring renovation, that’s what will give you the biggest bang for your buck!   Replace the garage door.   Replacing the garage door not only contributes to fantastic curb appeal, but the functionality will grab the attention of potential buyers when you upgrade to a more modern...
Read More

  Financial literacy might be attained easier for all of us if we were taught these vital lessons in our early years. A child’s view of money is formed at an early age. It is important to help your children build good behaviors and attitudes towards money as early as possible. Most kids get their own money through gifts or an allowance, so now is the perfect time to start teaching them about financial literacy. Here are some quick and easy ways to help you start the journey of responsible...
Read More

  The coronavirus pandemic has been behind a plethora of undesirable changes — the cost of food staples rising being one of them. No one wants to spend more than necessary. While the expenditure depends greatly on where you shop and what you buy, there are many little things you can do to curtail unnecessary spending. These savings can add up over time. Sign up for a loyalty program Most if not all grocery stores have a loyalty program that is free to join, more often than not....
Read More

Paying off student loans isn’t going to happen overnight – it takes time, and most importantly, discipline. There are some steps you can take to speed up the process and be debt-free sooner rather than later. If you’re in need of some advice on this subject, you’re in the right place.    1. Pay MORE than the minimum.   If you’ve only been paying the minimum, odds are you haven’t seen a whole lot of progress. Plus, the interest you’re...
Read More

Whether you’ve barely thought about retirement or are nearing the typical retirement age and want to know how to go through the transition properly, learning about the process is always a good idea. Learn from the mistakes of others and avoid these common mistakes:  Putting Off Retirement Savings  Don’t keep putting it off – the time to start saving for retirement is now. The earlier you start, the less stressed the retirement process will be. A CD or IRA is...
Read More

Remember that news app you downloaded for a free 14-day trial? Did you remember to cancel it before it started billing you each month?  Are you aware of how much your premium streaming channel now costs since the company raised its price? Subscriptions are oftentimes a form of invisible expenditure — at a certain point, we may realize that to our shock, we have been paying way more than we intended. While these services may be beneficial, they can add up rather quickly; there are...
Read More

If your New Year's resolution is to take control of your finances, you’re in the right place. We’re here to give you some ideas on how to make 2022 your best financial year yet. All it takes is some time, discipline and lots of motivation! 1. Figure out your monthly income. The first step is to start from scratch, which means re-evaluating exactly how much money you have coming in each month. If you work a job that has a varying monthly income, estimate it to be on the...
Read More

If one of your to-dos for 2022 is packing up your house and moving, you may be wondering how much that will end up costing you. While the amount varies greatly depending on how far, how much stuff you have and other factors, this blog will help you come up with an idea of what to expect. Average Moving Cost Local move: $1,250 Long distance move: $4,890 Factors Affecting the Cost The following factors are unique to your specific moving experience, meaning the price you pay varies: 1....
Read More