Savings

When clock strikes midnight on December 31st next month, you have a golden opportunity to embark on a new financial journey. Whether you're a recent graduate, a young professional, or someone with a few more years under your belt, the New Year presents a chance to take control of your financial future. In this guide, we'll cover savvy financial resolutions tailored for anyone aged 17 and above, regardless of your current life stage. Let's make this next year a standout one for your finances!  Master...
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As the year wraps up and the holiday season comes around, it's the perfect time to become a shopping pro. We're going to share several tips and tricks that can help you save big and get the most bang for your buck. Say goodbye to overspending and hello to smart shopping – let's dive in and make your budget go further than ever before! Buy Out-of-Season Buying clothes out of season can be a hidden goldmine for budget-conscious fashion enthusiasts. Imagine snagging that cozy...
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Attaining financial security stands as an essential goal for all individuals, demanding unwavering commitment and discipline. As it can be easier said than done, achieving financial security involves careful planning, disciplined financial management, and making informed decisions. Keep reading as we dive into the journey of achieving financial security.    The Goal of Financial Security   Achieving financial security can look different depending on your situation, but the route...
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Living up to its name, a savings account is a secure way to store and grow your savings. Savings accounts offer a plethora of benefits for individuals of any age within any stage of their savings journey. In today’s blog, we will share the importance of a savings account and the benefits they offer an individual’s financial toolbox.   1. Offer Financial Security   Opening a savings account at a trusted bank provides you with a safe and secure place to store your...
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As the warm weather approaches, it's the perfect time to consider sprucing up your home! Just like the seasons, home renovation trends are always evolving. Keep reading to discover five of these trends and gain some tips to make your home renovation project a triumph! 2023 Trends  1.     Energy Improvements  With inflation over the last few years causing living expenses to surge, enhancing home energy efficiency will be a prevalent trend.  By adopting...
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It is no secret food prices have risen in the past few months. Food is generally at the top of the list for basic human needs, so how do we go about combating these rising food costs? Keep reading for top tips to fight rising food prices this winter.  1. Eat Out Less Dining out is an extremely expensive option if you opt for it too often, especially if you are already budgeting for a full list of groceries. If you think about it, many meals you purchase out can be made for a fraction...
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In this blog, we will outline all that you need to know about a Health Savings Account as well as the next steps to get yours started!  What is an HSA? An HSA or Health Savings Account is a type of savings account that allows you to set aside money on a pre-tax basis. Funds in an HSA are typically saved to pay for qualified medical expenses. The untaxed dollars in a Health Savings Account used to pay for deductibles, copayments, coinsurance, and other health-related...
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A regular checkup with your doctor or dentist is a time to make sure your health is on track, there are no big concerns, and things are functioning normally. You are making your health and well-being a priority, which is great because you want your body to function properly and effectively for many years to come. When it comes to your personal finances, how often are you doing a checkup? You need a banker just like you need your doctor or dentist. Keep reading to learn what a financial checkup is...
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If you’re looking to supplement your 401k offered by your employer or you currently do not have an option for a retirement savings account, a Roth IRA could be the savings option for you. Keep reading to learn the ins and outs of a Roth IRAs so you can decide if a Roth IRA is the right option for you! What is a Roth IRA?  Planning for retirement is uber important. Whether you’re looking to get started or wanting to incorporate another savings option, a Roth IRA can be a fantastic...
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For those who love to spend money or often find it hard to restrain their purchases – this blog is meant for you to start 2023 off with smart saving habits. Spending money is most definitely easier than saving. Here are some tips to rein in on spending as well as save when spending. Keep reading for the spender’s guide to saving money in 2023.  Step 1: Automate Your Paychecks  Automating your paychecks is an easy way to save your money and hold yourself accountable to...
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