Skip to Content
Close Icon

Beachwood Office (888) 801-1666 Open Geo Locator

Your Preferred Branch

Beachwood Change Location

25201 Chagrin Boulevard
Suite 120
Beachwood, OH 44122

Phone: (216) 359-5580
Fax: (216) 359-5581

View Driving Directions

Change Preferred Branch

  • Beachwood Office
    25201 Chagrin Boulevard, Suite 120 - Beachwood

  • Chardon Office
    348 Center Street P.O Box 1078 - Chardon

  • Cortland Office
    3450 Niles-Cortland Road - Cortland

  • Dublin Office
    6215 Perimeter Drive - Dublin

  • Garrettsville Office
    8058 State Street - Garrettsville

  • Lake County Loan Production Office
    8373 Mentor Avenue - Mentor

  • Mantua Office
    10691 Main Street - Mantua

  • Middlefield - Main Branch Office
    15985 East High Street, P.O. Box 35 - Middlefield

  • Middlefield - West Branch Office
    15545 West High Street. P.O. Box 35 - Middlefield

  • Newbury Office
    11110 Kinsman Road, P.O. Box 208 - Newbury

  • Orwell Office
    30 South Maple Street, P.O. Box 66 - Orwell

  • Plain City Office
    490 South Jefferson Avenue - Plain City

  • Powell Office
    10628 Sawmill Parkway - Powell

  • Solon Office
    6134 Kruse Drive - Solon

  • Sunbury Office
    492 West Cherry Street - Sunbury

  • Twinsburg Office
    2351 Edison Boulevard, P.O. Box 560 - Twinsburg

  • Westerville Office
    17 North State Street - Westerville

Contact Us
Online Banking Login

Blog

Home Blog Your Guide to an Inexpensive Holiday Season

Your Guide to an Inexpensive Holiday Season

Posted On: December 9, 2021 by The Middlefield Banking Company in: Savings

Your Guide to an Inexpensive Christmas

The holidays are quickly approaching, which means it’s time for the fun yet expensive process of holiday shopping. By incorporating some of these habits and ideas into your holiday traditions, you can make this holiday season and the ones to come much more affordable than normal.

Have a Family Potluck

Some people enjoy hosting a big family dinner each year. But making dinner for 20+ people can get pricey very quickly. It may also be a tradition to go out to eat each holiday season, and it’s usually hosted at a nicer restaurant. If you want to cut costs this year, consider hosting a potluck instead and ask each guest to bring their favorite holiday dish.

Tell Your Kids There’s a Gift Limit

It’s natural to want to spoil your adorable kids with presents around the holidays, but that can get out of hand quickly. Warn your kids that there will only be “x” number of gifts this year to make sure they’re prepared and aren’t expecting anything crazy. If you don’t have kids yet, having a spending limit for gifts is a great habit to start as soon as possible.

Choose Thoughtfulness Over Price

Value can be measured in different ways, so don’t think that spending more means the gift is more valuable. Some cheap and thoughtful gifts for people like teachers, neighbors or co-workers include a heartfelt letter, sweet treats or any kind of homemade gift.

Try the White Elephant Gift Exchange

Buying gifts for everyone in the family adds up fast, especially if it includes extended family or you have a big family to begin with. Everyone buys one gift, but nobody knows who they’re receiving a gift from, which saves hundreds of dollars and makes for some family fun.

Start Shopping Early

Many people are stressed over the holidays because they’re spending a lot of money at one time. Make it easier on your bank account by spreading out the purchases. You don’t have to actively go shopping months in advance but keep your eye out for deals or gifts people mention long before the holidays. Sales happen all the time so don’t buy full-priced if you don’t have to!

Don’t Overdo the Decorations

As tempting as it is to deck your house out with the trendiest and nicest holiday décor, set a budget for that, too. Celebrate the holidays with the essentials like lights, a tree and some holiday candles, but keep it simple if you’re looking to save money.

Now that you’re aware of how to have a cheaper holiday season, put the extra money you saved into a savings account. We’re here to help and answer any questions you may have about our financial services.

0 comments