business banking

Starting a business is exciting—but let’s be real: figuring out finances can feel like a confusing maze. One thing that often gets overlooked early on? Building business credit. Whether you’re launching your first side hustle or scaling your LLC, strong business credit can unlock opportunities—like better financing, bigger vendor limits, and more freedom to grow. And the best part? You don’t need to be a finance expert to get started. At Middlefield Bank, we work...
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The holiday season is upon us once again, and for many businesses, it can be a double-edged sword. It's a time of amazing sales and increased revenue, but it can also be a challenging time for cash flow management. Seasonal fluctuations in sales, inventory, and accounts receivable can put a strain on a company's finances, making it difficult to meet financial obligations. So, let’s take a look at common cash flow issues businesses face during the holiday season and some tips on how...
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