Skip to Content
Close Icon

Beachwood Office (888) 801-1666 Open Geo Locator

Your Preferred Branch

Beachwood Change Location

25201 Chagrin Boulevard
Suite 120
Beachwood, OH 44122

Phone: (216) 359-5580
Fax: (216) 359-5581

View Driving Directions

Change Preferred Branch

  • Ada Office
    118 South Main Street P.O. Box 135 - Ada

  • Ada ATM (Non-Branch)
    525 S Main Street - Ada

  • Beachwood Office
    25201 Chagrin Boulevard, Suite 120 - Beachwood

  • Bellefontaine North Office
    1120 North Main Street P.O. Box 849 - Bellefontaine

  • Bellefontaine South Office
    1454 South Main Street P.O. Box 670 - Bellefontaine

  • Chardon Office
    348 Center Street P.O Box 1078 - Chardon

  • Cortland Office
    3450 Niles-Cortland Road - Cortland

  • Dublin Office
    6215 Perimeter Drive - Dublin

  • Garrettsville Office
    8058 State Street - Garrettsville

  • Kenton Office
    100 East Franklin Street P.O. Box 234 - Kenton

  • Lake County Loan Production Office
    8373 Mentor Avenue - Mentor

  • Mantua Office
    10691 Main Street P.O. Box 648 - Mantua

  • Marysville Office
    160 Coleman's Crossing Blvd. - Marysville

  • Middlefield - Main Branch Office
    15985 East High Street, P.O. Box 35 - Middlefield

  • Middlefield - West Branch Office
    15545 West High Street. P.O. Box 35 - Middlefield

  • Newbury Office
    11110 Kinsman Road, P.O. Box 208 - Newbury

  • Orwell Office
    30 South Maple Street, P.O. Box 66 - Orwell

  • Plain City Office
    490 South Jefferson Avenue - Plain City

  • Powell Office
    10628 Sawmill Parkway - Powell

  • Solon Office
    6134 Kruse Drive - Solon

  • Sunbury Office
    492 West Cherry Street - Sunbury

  • Twinsburg Office
    2351 Edison Boulevard, P.O. Box 560 - Twinsburg

  • Westerville Office
    17 North State Street - Westerville

Contact Us
Online Banking Login


Home Blog Banking Solutions for Small Business Success: How to Make Your Money Work for You

Banking Solutions for Small Business Success: How to Make Your Money Work for You

Posted On: August 25, 2023 by The Middlefield Banking Company in: Business Banking

Banking Solutions for Small Business Success: How to Make Your Money Work for You

Small businesses are the backbone of any economy. They drive innovation, create jobs, and contribute to the growth of local communities. However, managing a small business is not without its challenges, particularly when it comes to finances. Many small business owners struggle with cash flow, managing expenses, and accessing credit. At The Middlefield Banking Company, we understand these challenges and have tailored our banking solutions to help small businesses succeed. Today, join us as we explore some of the banking solutions that can help your small business thrive!

Business Checking Accounts

A business checking account is the foundation of any small business's finances. It allows you to separate your personal and business finances, which is crucial for accurate accounting. With a business checking account, you can track your income and expenses, pay bills, and manage cash flow. You can also issue checks and make electronic payments to suppliers and vendors. 

Business Savings Accounts

A business savings account is a great way to save money and earn interest on your deposits. By keeping your money in a business savings account, you can earn a higher rate of interest than you would with a personal savings account. Additionally, a business savings account can help you set aside money for future expenses, such as taxes or equipment purchases.

Business Credit Cards

Business Credit Card is a useful tool for managing expenses and building credit. With a business credit card, you can make purchases for your business and earn rewards points or cashback on your spending. Additionally, a business credit card can help you establish a credit history for your business, which is important if you want to access financing in the future.

Business Loans

Access to credit is critical for the success of any small business. A Business Loan can help you finance expansion, purchase equipment, or manage cash flow. Banks offer a variety of business loan options, including lines of credit, term loans, and SBA loans. However, before applying for a business loan, it's important to have a solid business plan and a clear understanding of your financials.

Merchant Services

Merchant Services allow you to accept payments from customers using credit and debit cards. By accepting electronic payments, you can improve your cash flow and increase sales. Additionally, many merchant services offer additional features such as fraud protection, chargeback management, and online payment options.

Online Banking

Online Banking is a convenient way to manage your small business finances. With online banking, you can check your account balances, transfer funds, pay bills, and even deposit checks without visiting a branch. Additionally, many online banking platforms offer budgeting tools and financial reporting features, which can help you track your expenses and make informed financial decisions.

At The Middlefield Banking Company, we understand the unique challenges that small businesses face when it comes to managing finances. By offering tailored banking solutions, we can help small businesses succeed and grow. Whatever your needs are for growing your business, we have the tools and expertise to help you make your money work for you! See our website for more details.