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Home Blog Safe Online Purchasing: Cybersecurity Measures You Need to Take

Safe Online Purchasing: Cybersecurity Measures You Need to Take

Posted On: October 3, 2023 by The Middlefield Banking Company in: Credit Cards Cybersecurity

Safe Online Purchasing: Cybersecurity Measures You Need to Take

Online shopping provides convenience and so many possibilities, but it's important to remember that it comes with its own set of security risks. In this blog, we'll walk you through essential cybersecurity steps, making sure your online purchases are made with peace of mind. Get ready to shop with confidence by following these simple tips. 

Shop Only on Trusted Sites

Before you begin entering your personal and financial information, you must ensure that the site is secure and legitimate. One easy way to tell if the site is trustworthy is by looking at the beginning of the site’s address for “https”. If it is missing the “s” and you only see “http” then the site is not encrypted, and your data is not secure. This can be a quick and easy way to make sure your data stays safe. 

Use a Credit Card or Payment Service

When online shopping, it's wise to opt for credit cards or a secure service like PayPal over using a debit card. The reason behind this choice is simple: credit cards provide more protection against potential fraud. If a suspicious charge pops up on your credit card statement, credit card companies often step in to spot and resolve the issue, ensuring you're not left out of pocket. On the flip side, debit cards carry a tad more risk, as they come with less built-in fraud protection. So, while debit cards have their uses when it comes to online shopping, credit cards or secure payment platforms may offer a safer way to shop online.   

Limit Personal Information

When it comes to making purchases online, you're often asked to provide various details like your name, address, and contact information. While some of this information is necessary for the transaction, not all fields are mandatory. Share only what's required and never offer up more than what's necessary. Additionally, be mindful of the information you're handing over to different websites. For instance, if you're buying a new pair of shoes, there's no reason they should be asking for your social security number. Keep your information secure by being selective about what you share, ensuring your online shopping experience stays private and worry-free.

Use Strong Passwords

Crafting strong and distinctive passwords is essential for safeguarding your personal and financial information from potential hackers. The uniqueness of your password adds a layer of security that makes it harder for unauthorized individuals to gain access to your accounts. To enhance your online protection, it's crucial to use different passwords for each website or service you use. Avoid the temptation to recycle passwords, as this practice weakens your defenses.

Don’t Click on Extra Links or Pop-Ups

As eye-catching as they can be, it's important to approach additional links and pop-up ads with caution. These alluring offers, often seen around holiday season and special occasions, might promise amazing deals but rarely deliver. If something does catch your eye and you're tempted, take a pause. Before diving in, take a moment to do a little digging. Research the offer or the website behind it to make sure you're not falling into a trap.

Watch Out for Phishing Emails

While staying cautious online, it's not just false links and sneaky pop-ups that you need to watch out for. Cybercriminals are also sending fake emails that seem too good to be true. These emails might carry viruses or nasty software, or they could be a ruse to get you to pay money. If an email comes from an address you don't recognize or talks about a site you've never visited, it's a good idea to keep your distance. Checking out what other customers are saying in their reviews can help you figure out if a website is the real deal. 

Use Secure Networks

Public networks can be very convenient when you are on the go, but they are also not secure and come with a set of risks. These networks lack the encryption that secures your data on private networks. Therefore, any information you enter while on a public network is vulnerable to theft. Be cautious of which sites you choose to log into on a public network. For example, don’t log into banking or payment sites that contain important information that you do not want in the wrong hands.

In conclusion, arming yourself with the right online shopping practices can help you enjoy a secure and worry-free experience. By adopting these precautions, you can confidently navigate the digital marketplace while keeping your personal and financial data protected. Happy shopping!